"Born Again" Means?

Nicodemus came to Jesus and said, “Rabbi, we know that you are a teacher who has come from God. For no one could perform the signs you are doing if God were not with him.” Jesus replied, “Very truly I tell you, no one can see the kingdom of God unless they are born again.... no one can enter the kingdom of God unless they are born of water and the Spirit. Flesh gives birth to flesh, but the Spirit gives birth to spirit.

John 3 New International Version
"Jesus Teaches Nicodemus"
http://www.biblegateway.com/passage/?search=John+3&version=NIV
[Be sure to study the footnotes.]

We know what Christianity teaches about being 'Born Again'. I propose that a way to help comprehend this is to consider that you were already in a 'spirit form' before you were born here into your physical body. And your 'spirit' will remain connected to your body through your soul until it's time for the real you to leave (return home). Your awareness of there being a spiritual world influences how smoothly or not it is for your Spirit to travel back to the 'spirit world' (be born again to where you came from). Those who have accepted spiritual truths such as those that Christ brought have the faith to go return straight home. Those who have not learned the essence of the Eleventh Commandment (or else simply reject it) will have a much harder time traveling home again. But, once they finally allow their "guardian angels" (Forces of White Light) to guide them, they'll make it in good order / even if they have been wandering spirits {lost souls} for awhile.

Causes of Great Depression & Great Recession

In my high school American History text, it told of how the Great Depression was preceded by speculation in the stock market. Speculation on stock led to the historic stock market crash in 1929 that brought on the Great Depression. It was fueled by "buying on margin" / with few regulations on stock market purchases, in the months and years leading up to the Great Depression, investors were able to buy stocks on margin, with the only requirement that they put 10% down. In other words, they could buy $100 worth of stock for a $10 investment, and if that stock went up by a mere 10%, they’d doubled their investment. This "leveraging" led to wild speculation, with people cashing in their life savings to funnel it into the stock market, which led to artificially high prices. Stock market regulations were put in place during the Great Depression to prevent the same catastrophe from repeating in the financial markets, but seventy years later, Americans
aimed a similar greed toward the housing market. Millions of people bought homes they couldn’t afford, with money they didn’t have, taking out 100% or 110% loans. Speculation on housing prices in 2003-2007 brought on the current recession.

http://www.museum.siu.edu/museum_classroom_grant/Museum_Explorers/school_pages/bourbonnais/page1.htm

http://www.thegreatdepressioncauses.com/then-and-now.html